5 Easy Steps

1) Hire a realtor - Select a seasoned real estate agent to help you find your dream home. Working with a buyer agent is worth consideration since he or she is legally responsible for representing the buyer's interest in a real estate transaction.

2) Prequalify for a loan - Your next step should be to get prequalified, which determines how much you can afford. It allows you to move swiftly when you find the right home, especially when there are other interested buyers. It also indicates to the seller that you are serious and really can afford to buy the property.

3) Shop for houses - Now you're ready to visit houses. Ask your realtor to arrange showings, and keep track of the properties you've seen. After touring each home, write down what you liked and didn't like. Develop a rating system that will help narrow the field down.

4) Make an offer - Once you've pinpointed your dream house, it's time to get serious about the financial and contractual side of the purchase. Your RE/MAX Associate will be a strong advantage since you and the seller have different goals.

5) Close - Before your closing date, make sure you've made all necessary deposits and completed the paperwork - including mortgage, title, homeowners insurance and any other paperwork required by local or state governments.